Passkeys & 2FA Checklist (Turn It On Everywhere)

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Passkeys & 2FA Checklist (Turn It On Everywhere)

Passkeys replace passwords with device-based sign-ins; 2FA adds a second step for accounts that don’t support passkeys yet. Turn them on in this order.

What to enable first (order matters)

PriorityAccountWhy
1Email (Gmail/Outlook/iCloud)Master key for resets; protect it first
2Password managerSecures all logins; add strong 2FA or passkey
3Bank/PaymentsMoney + ID risk
4Cloud storagePersonal documents/photos
5Social & shoppingImpersonation and purchases

Turn on passkeys (where available)

  • Go to the site’s Security / Passkeys page → Create passkey → approve with phone biometrics or device PIN.
  • Sync passkeys with your platform (iCloud Keychain, Google Password Manager, or a compatible password manager).
  • Keep at least two devices with passkeys (e.g., phone + laptop) so you have a backup sign-in method.

Enable 2FA where passkeys aren’t supported

Best method order

  1. Security keys (FIDO2/U2F) — strongest; carry two.
  2. Authenticator app (TOTP) — great fallback; store setup key/QR securely.
  3. SMS — better than nothing; avoid as sole method if possible.

Save recovery options

  • Download backup codes; store in a secure notes vault.
  • Add a second factor/device to avoid lockouts if you lose your phone.

Security key setup (quick)

  1. Buy two FIDO2 keys (USB-C/NFC or Lightning/NFC for older iPhones).
  2. Register both on your email, password manager, and cloud storage first.
  3. Label them (Key-A, Key-B) and store one at home as a backup.

House rules that keep accounts safe

  • Unique passwords everywhere; let a manager generate them.
  • Turn on login alerts for new devices/locations.
  • Review third-party app access every few months; remove what you don’t use.
  • Never share 2FA codes or recovery codes with support—legitimate support won’t ask.

FAQ

What happens if I lose my phone with passkeys?

Use a second device that also has your passkeys, or sign in with your account’s recovery method (backup codes/security key). Set up at least two devices now.

Do passkeys replace 2FA?

Passkeys are phishing-resistant and can replace passwords on supported sites. Keep 2FA for accounts that don’t support passkeys yet.

Are authenticator apps safer than SMS?

Yes—TOTP apps aren’t vulnerable to SIM-swap the way SMS is. Use SMS only as a backup.

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